Termite Insurance
The Bad News: You cannot insure your home against termite damage with insurance companies in Australia. This is because the risk is too high. Even if you have a steel-structured roof or treated timber roof, sure the termite will not attack the structure of your home, but the termites will attack your timber or laminate flooring on concrete. Also, your kitchen cupboards and bathroom vanity cupboards, even good quality carpets with a woven base have been attacked by termites. Also referred to as white ants, these have been known to attack some plastics if in the processing cellulose is added into the mix.
The Good News: So the only logical type of insurance is a physical or rechargeable termite reticulation system, spraying chemical onto the soil has a short infinite life, usually around 5 to 10 years depending on what brand of chemicals are used, you only get one chance to protect your new home at the construction stage!